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Refer a Business, or 2 or 3… Earn a 0.99% Licence Fee

For every qualified referred business who makes a payment with iPaymy, we’ll give both of you a promotional code for a licence fee of only 0.99%.

Join the Referral Program

How it works

The more businesses you refer that make a payment, the more promotional codes you earn for a 0.99% fee towards your next payment.


Spread the word

Refer a business to iPaymy by submitting their contact details.


Share the benefit

Your referee will receive a promotional code for a licence fee of 0.99%*


Referee pays

Your referee makes their first payment towards a business expense.


Get rewarded**!

Hooray! You receive your 0.99% promotional code for your next payment.

* Promotional rate only valid towards Singapore issued Visa and Mastercard and capped at $15,000.
** To qualify for a reward the referee must be a registered business, not currently enrolled with iPaymy and payment must be towards a business expense. Additional Terms and Conditions apply.

Join the Referral Program

Terms and Conditions

1. Definitions

(a) "iPaymy" refers to iPaymy Technologies Pte. Ltd. which is a Singapore registered company and the online portal for the company can be found at
(b) "Payment" refers to salary, rental or invoice payments made on the iPaymy platform by a Referee in connection with their business registered with iPaymy.
(c) "Promo Code" refers to a one-time coupon code which when applied to a payment, a flat licence fee of 0.99% is charged and the maximum payment amount that the flat fee shall apply towards is SGD15,000.
(d) "Promotion" means iPaymy referral promotion for online referrals only.
(e) "Promotion Form" refers to a form received by Referrers (defined hereinafter) and which is duly filled in and submitted by either the Referee or Referrer.
(f) "Promotion Period" refers to the period from 1 March 2018 to 31 December 2018, both days inclusive.
(g) "Referee" refers to a new user who does not have a business registered with iPaymy, and who is introduced to iPaymy by Referrer via online referrals only.
(h) "Referrer" refers to an existing registered iPaymy user who has made a payment via iPaymy platform.

2. To qualify as a "Referrer" under the terms of this promotion

(a) The Referrer should not submit their own names or email addresses as Referees for the Promotion;
(b) The Referrer should not create duplicate e-mail ids to avail the benefit of referral program.

3. A "Successful Referral" means

(a) A Referee signs up with a valid and unique e-mail id on the iPaymy platform and registers a business with a valid business registration number.
(b) The Referee makes a successful first payment. A successful payment on the iPaymy Platform is one where the funds have been transferred to the beneficiary.

4. Promotion Code

(a) When iPaymy receives a duly filled in Promotion Form, then the Referee will receive a Promo Code.
(b) Within 4 business days of the Referee fulfilling all conditions of a Successful Referral, the Referrer will receive a Promo Code.

5. General Terms

(a) The Promo Code is valid until 31st of December 2018.
(b) iPaymy's decision in respect of all matters relating to this Referral Program shall be final, binding and irrevocable.
(c) iPaymy reserves the right to vary, delete or add to any of these terms and conditions from time to time at its discretion. These terms and conditions prevail over the contents of any brochure or other promotional material advertising the Promotion.
(d) If more than one Referrer claims to have referred the same eligible Referee, the e-mail id of the Referrer used by the eligible Referee in the Promotion Form will be used to determine which Referrer made the Successful Referral. iPaymy's determination on this shall be final and binding.
(e) iPaymy or its employees including the third-party providers used by iPaymy shall not be responsible for any losses, damages, injuries sustained by the Referrer or Referee or another person in connection with this Referral Program.
(f) iPaymy shall not be held responsible for the loss or expiry of any Promo Code to which the Referrer or the Referee is eligible.
(g) iPaymy shall not process any refunds or be responsible in any manner if either the Referee or the Referrer forget to use their Promo Code at the time of setting up their payment on the online portal. In no case the Promo Code shall be sent again to the Referrer or the Referee.
(h) The collection, use, storage and disclosure of any personal data by any person shall be governed by iPaymy's privacy policy and iPaymy website terms and condition.
(i) Any dispute arising in connection with this referral program shall be governed by the laws of Republic of Singapore and each participant irrevocably submits to the exclusive jurisdiction of the courts of Singapore promotional material relating to the Promotion, these Terms and Conditions will prevail.