Experience the freedom to pay and be paid with your credit card
No more limitations. Use your credit card to earn rewards everywhere, for everything.
Make every payment a rewarding experience
Pay anyone, anywhere with credit cards
Imagine paying rent, tuition, or your favourite streaming service with your credit card, even where cards aren’t typically accepted. Take control of your payments, your way.
Earn rewards on every payment
Turn your everyday expenses into extraordinary rewards. Earn miles, cashback, or points on all your bills, utilities, and more.
Manage your cash flow effortlessly
Simplify your finances by extending payment periods on your credit card to reduce financial stress and keep more cash in your pocket.
Seamless international payments
Turn your everyday expenses into extraordinary rewards. Earn miles, cashback, or points on all your bills, utilities, and more.
Pay anyone, anywhere with credit cards
Pay anyone, anywhere with credit cards
Imagine paying rent, tuition, or your favourite streaming service with your credit card, even where cards aren’t typically accepted. Take control of your payments, your way.
Earn rewards on every payment
Earn rewards on every payment
Turn your everyday expenses into extraordinary rewards. Earn miles, cashback, or points on all your bills, utilities, and more.
Manage your cash flow effortlessly
Manage your cash flow effortlessly
Simplify your finances by extending payment periods on your credit card to reduce financial stress and keep more cash in your pocket.
Seamless international payments
Seamless international payments
Turn your everyday expenses into extraordinary rewards. Earn miles, cashback, or points on all your bills, utilities, and more.
How it works
All you need is your credit card, and we’ll handle the rest. It’s that simple.
Add your card
Add your credit card to your ipaymy wallet for one-time or recurring payments.
Add expense details
Tell us who you need to pay and enter the payment details.
Pick a date
Choose when your recipient should be paid—they don’t even need an ipaymy account!
Testimonials
They say it better than we do
I have been using their services for a while to automate my rental payment.I can say with confidence that it has made my life much easier and being able to collect credit card points along the way is a huge plus. Highly recommended!
Mohd Fazli Nasruddin
ipaymy has helped me earn credit card cashback for payments to 3rd parties that does not accept credit card payments, for a fee. Overall its still worth it to go through ipaymy.
Lydia Hong
So glad to know of this platform for cash rebate. Great hack to earn cash rebate even for paying taxes.
Jessica Lee
Very clean site, and scheduling of payments is easy and intuitive on each step of the way. Great way to earn some cashback or miles which would have otherwise not been able to earned if this was used directly on the card, at a nominal fee. Good for all.
Smith Chua
ipaymy is a very convenient platform to pay bills. I have used it for many months and it is very reliable. By using correct credit cards, you will get more rebates than the fee incurred.
Zhiyuan Gong
Great experience using ipaymy. Have been using it to pay taxes and earn rebates at the same time. Also sharing with my family and friends as well.
Melle .M
I have been using ipaymy for my monthly insurance payment. It is great as I can maximize my cashback. The platform is easy to use and fast. Highly recommended
Mel O
A convenient and hassle-free way to make payments to a wild range of service providers including taxes. On top of it, for the small fees that we are paying for the service, we get rewarded with cashback or miles which is worth it!
H C Lee
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Secure and reliable transactions
Your peace of mind matters to us. ipaymy's platform is PCI-DSS Level 1 compliant, keeping all your transactions safe and your data protected.
Transparent pricing, no surprises
Enjoy clear, straightforward pricing with no hidden fees. Pay for your business expenses via your credit card and benefit from the simplicity of our service. Prices are effective as of 1 December 2025.
Domestic Payments
(Singapore Cards)
For all domestic payments made with Singapore issued cards.
2.4%
2.7%
Fees are based of the total payment amount. Transaction fee applies.
Domestic Payments (International Cards)
For all domestic payments made with International issued cards.
3.3%
Fees are based of the total payment amount. Transaction fee applies.
Recurring Payments
For all domestic recurring payments – minimum three payments.
1.85%
Terms and conditions apply.
Fees are based of the total payment amount. Transaction fee applies.
International Payments
For all international payments made with Singapore issued cards.
2.4%
2.7%
Fees are based of the total payment amount. Transaction fee applies.
Promotions
For large payments like car purchases, home renovations, and other major expenses.
1.99%
For first transaction (min SGD50,000).
Fees are based of the total payment amount. Transaction fee applies.
Making frequent, high-value payments?
Contact us to discuss rates that work better for you.
Sign up now to earn rewards on every payment
Join thousands of users who have transformed the way they pay their bills with ipaymy.
Have questions? Contact us and we're here to help
Let us know how we can get you started
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