Gain greater financial agility with maximum ease
Experience the freedom to use your credit card for business expenses and pay anyone, anywhere—even when they don't accept cards.
More ways to unlock working capital available on your credit cards
Managing positive cashflow in your business is a key priority, yet access to working capital easily is a challenge. ipaymy offers you the opportunity to leverage on your credit cards to finance your business with interest-free, fee-free cash to grow.

Your business deserves better payment solutions
Why thousands of SMEs use ipaymy to manage their business payments.




How it works
Manage your business payments with ease in 3 easy steps.

Add your card
Add your credit card to your ipaymy wallet for one-time or recurring payments.

Add expense details
Tell us who you need to pay and enter the payment details.

Pick a date
Choose when your recipient should be paid—they don’t even need an ipaymy account!
Transparent pricing for businesses
Enjoy clear, straightforward pricing with no hidden fees. Pay for your business expenses via your credit card and benefit from the simplicity of our service.
Domestic Payments
2.6%
of the total payment amount
Transaction fee applies to all payments made with Hong Kong issued* Visa, Mastercard and UnionPay.



Domestic Payments
3.5%
of the total payment amount
Transaction fee applies to all payments made with International* Visa, Mastercard and UnionPay.



Domestic Payments
1.79%
for recurring payments
Minimum three payments using Hong Kong issued* Visa cards.
Terms and conditions apply

Making frequent, high-value payments?
Contact us to discuss rates that work better for you.
Security and control in every transaction
Your data security is our top priority. ipaymy's platform is PCI-DSS Level 1 compliant, ensuring every transaction is safeguarded with the highest standards.

Experience a better way to pay for business expenses
Get more out of your credit cards, and empower your business with working capital to grow!

Have questions? Contact us and we're here to help
Let us know how we can get you started
