Get paid quickly and on time.

Easily collect payments and reconcile invoices created in Xero.

iPaymy is a credit card payment acceptance solution for small and medium businesses.

iPaymy gives you the flexibility to accept credit card payments with no added cost.

As a business owner, it’s important you get paid on time.

Your customers will love the ease and speed of paying Xero issued invoices using their credit card through iPaymy. Once your customers make a payment the funds are deposited directly into your bank account in only four business days.

No need to spend time manually reconciling, you’ve got a business to run! Upon successful settlement into your bank account the invoice will automatically be marked as paid in your Xero account. It’s that simple.

How it works

iPaymy is easy to use with Xero. In Xero, simply issue an invoice using an iPaymy branding theme. An e-mail is sent to your customer with a link to make a payment with their preferred credit card. Once the funds are deposited into your bank account the payment is automatically updated as paid in your Xero account.

iPaymy gives you

A simple credit card payment acceptance solution with fast payout direct to your bank account

You make the call – iPaymy gives you the flexibility of choosing who pays the license fee: your company or the customer

Up to date information of which invoices have been paid and which are still outstanding

Automatic reconciliation and syncing of successful payments received in your Xero account

Helpful information about iPaymy

iPaymy is for all types of small to medium size businesses. If you have invoices that need to be paid, we have a solution!

To connect iPaymy to Xero simply:

  • Login or create an account at
  • Register your business
  • Click the check box to enable Xero integration in the business registration
  • Enter your bank account details
For details on how to connect your Xero and iPaymy account read here.

Creating an iPaymy account is absolutely free. A flat license fee is applied to every payment received. You make the call on who pays it: yourself or your customer.

The license fee varies based on the credit card that is used for the payment. A Singapore issued Visa or Mastercard carry a 2.8% license fee while American Express and International cards carry a 3.3% license fee.

For example, if you customer made a $100 payment with a Singapore issued Visa card the total amount would be $102.80.

iPaymy currently only pays out to Singapore bank accounts. However, iPaymy accepts all international Visa, Mastercard and American Express credit cards.

Our support team is readily available to assist you with any queries. With iPaymy, you will always be getting support from real humans and right away. No need to submit a contact us form or wait on the phone navigating through a series of automated response, we’ve got your back.

You may contact iPaymy directly at [email protected] or visit the iPaymy support page for frequently asked questions.

Manage payments on one platform

With iPaymy you can pay all your vendors from a single platform. Plus, you can store and manage documents and invoices, view transaction history and schedule payments.

Manage Payments on One Platform!

Try the Platform for Free!

Did you know?

You can also pay YOUR rent, salaries, invoices and even corporate tax using the credit cards you have in your wallet today! Intrigued? Contact us now, real humans are standing by:

About iPaymy

iPaymy’s secure and easy to use platform reliably delivers payments to vendors while freeing up cash and providing access to interest free credit. Forget the delays and aggravations that come with traditional small business financing options. Schedule recurring payments, manage invoices, set payment reminders, and monitor payment status all from one dashboard. It’s never been easier for you to meet your monthly payment obligations while keeping cash available to fuel growth, bridge receivable gaps, and make immediate investment in the supplies, services, and expertise needed to drive your growing business forward.

About Xero

Xero is world-leading online accounting software built for small business.

  • Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet or phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.
  • Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims - from anywhere.
  • Get paid faster with online invoicing. Send online invoices to your customers - and get updated when they’re opened.
  • Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

Find out more or try Xero Accounting Software for free.

Stay in touch with iPaymy for the latest updates and offers!

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