Pay un-cardable expenses with a credit card
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ipaymy - product personal bills

A better way to pay your bills

Use your credit card to pay rent, tuition, utilities, contractors, and more to earn card points and rewards like never before, guaranteed.

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Why pay with ipaymy?

Earn more card rewards

Pay your monthly household expenses with your credit card to consistently earn more airline miles and card rewards.

Control monthly expenses

Make payments and keep track of your expenses from one easy-to-use platform.

Leverage your limits

Tap into the unutilised credit on your existing cards to optimise your finances.

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How it works

Use the credit cards you already have to pay recipients who normally don’t accept cards.

Add expense details

Tell us who you want to pay. Upload a file or enter payment details manually.

Enter payment method

Add credit cards to your ipaymy wallet and use them for one-time or recurring payments.

Choose delivery date

Choose when you want your recipient to be paid. They don’t need an ipaymy account.

Get started

Trusted by thousands of customers across
Singapore, Hong Kong, Australia, and Malaysia

I have been using ipaymy since as early as 2018 and I love it. They make me feel like they are willing to help and put customers first.

I find it more user-friendly than their competitors and I prefer the customer service as well.

Will continue being an avid supporter of ipaymy whenever I can!

Dewi O.

I have been using ipaymy since as early as 2018 and I love it. They make me feel like they are willing to help and put customers first.

I find it more user-friendly than their competitors and I prefer the customer service as well.

Will continue being an avid supporter of ipaymy whenever I can!

Dewi O.

I really like using ipaymy especially for clients who wish to pay via credit cards.

Easy-to-use platform to send invoices to your clients, and also get paid within two days from the invoice date.

Weddings & Romance Pte. Ltd.

I use ipaymy to pay my condo rental and maintenance fee and I'm loving it!

Now I am able to convert my fixed monthly spending into credit card points by just paying a small fee.

Totally worth it!

A. Tan

Other services

Pay Business Expenses
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Are you a small business owner or an entrepreneur?

With ipaymy you can easily use your personal or business credit cards to pay your business expenses too.
Learn more

We support all major banks

bank of china
bankofcommunication bank
bea bank
chinaciticbank
chinaconstructionbank bank
chiyubaking bank
chonghingbank
citi
dahsingbank bank
dbs
china dbs bank
hangsengbank bank
hsbc bank
icbc bank
ncb bank
ocbcwinghang bank
shanghaicommercial bank
standard bank
winglungbank

ipaymy is a secure platform. All of our payments are made using industry leading encryption over PCI compliant networks to ensure your privacy is protected.

Small businesses get paid faster with Fetch

Fetch’s powerful AI technology makes chasing payments a thing of the past.
Learn More